Currently Available Only for those based in the 25 Countries listed below

How it Works...........

Easy Sign Up

Select as your payment method in checkout for orders between $150 - $400. All you need is your debit or credit card. Must be 18 or older and meet additional eligibility criteria to qualify.

Instant Approval & Delivery

No long forms to fill out; you’ll receive an instant approval decision! No waiting all approved orders are delivered within 24 -48 hrs.Your order will be delivered immediately according to our delivery policy!.

Nothing Extra to Pay

Always zero interest. Never any additional fees when you pay on time. *Automatic payment taken every 2 weeks equal instalments. Read a sample agreement- terms on late or or payment default.

View Orders + Make Payments Anytime

After your order is processed by Zim Megastore, you can log in to your account to view your orders, make payments and manage account details.


Most frequent questions and answers is a service that allows us to offer our customers the ability to make purchases now and pay for them in instalments made every 2 weeks without any interest.

Just sadd the items you need at and check out as usual. At checkout, choose as your payment method. You will be directed to the  website to register and provide payment details (Visa or Mastercard). If you’ve used before, just log in to your account. Then complete your order – it’s that easy!

Please note your cart value must be between $150 and $400.Email Zim Megastore at if you need to place a larger order. Orders less than $150 will not be processed is only available to customers with a US, Canada, New Zealand, UK ,Australia billing address. Customers with other international billing addresses will not processed.

All customers are required to make their first payment at the time of purchase. The remaining 2 payments are deducted automatically every 2 weeks in equal instalments from your selected payment method. If you would like to make additional unscheduled payments before they are due, you may log in to your  account to make your payments early. will then adjust the amount owed accordingly.

You can log in to your account anytime to view your payment schedule or make a payment before the next due date.

If funds are not available at the time the automatic payment is due, you will be charged an $10 late payment fee. An additional $10 fee will be charged if the missed payment is not made within 7 days. Late fees will not exceed 25% of the total order.

Please see Our  sample Payment Plan  Agreement here

Orders are delivered within our standard delivery timeframes like any order from 

Visit our delivery policy for more information.

Yes, your cart value must be between $150 and $400 to use on

You can pay off all of your instalments early one after the other – but each payment must be one instalment at a time.  This way you always know how much is outstanding and you can stay in control of your money.

Over time our system will get to know your ability to repay and paying on time or early will help increase your spending limits.

Remember, if you don’t want to log on to pay an instalment, our automated system will collect the money from your account on the due date.  Just make sure there is enough money in there for that instalment and we can take it from there.

If your lost or stolen card is the only one on our system but you do have another card, you can add this extra card to the system and we can take your payment from that one.

If you’ve got a payment coming up but you don’t have any way to pay – get in touch with us  and we’ll try to sort something out.

Yes this is an automatic payment system.This means we take your next instalment from your preferred card on the due date.  We will always send you reminders before an instalment is due, so you just need to make sure that there is enough in your account for that instalment and we do the rest.

If an automatic payment fails, we’ll try and collect your instalment from any other cards you may have on your account.  If we still can’t collect or you don’t have any other cards saved to your account, we’ll let you know straight away and give you until 11pm the following day to make the payment.

If your payment is still outstanding then you’ll  be charged a $10 late fee, which we hate doing. If you’re worried you won’t be able to make a payment, give us a call and we will try to sort something out.

Alternatively, you can always make payments manually on time or early – by clicking on the PAY NOW button in your account online.